Traffic Tickets and Chapter 7Bankruptcy

By James Jennings

speeding-ticket1Some of my bankruptcy clients have a lead foot when it comes to driving.  I get.  Sometimes you have to get somewhere in a hurry and sometimes when you roll the dice you come up short and you blow by a cop doing 100 MPH.  This leads to a really expensive fine and a hefty insurance premium hike.  Now some people have the notion that they can just blow off paying their fines and go and file bankruptcy.  So will this tactic work?  Can I get out of paying my fines by filing for bankruptcy?

Although a Chapter 7 discharge has the power to eliminate most debts, traffic fines are not included. The U.S. Bankruptcy Code classifies traffic fines in Chapter 7 bankruptcy as non-dischargeable in Section 523(a)(7). Typically, any fine or penalty you owe to a governmental unit is non-dischargeable under this section. Even if the rest of your debts are discharged in Chapter 7, you will have to find a way to pay your traffic tickets.

WeWorkHardMoreover, regardless of the type of bankruptcy you file, if your traffic fine is the result of a criminal violation, you can never discharge it in bankruptcy. Criminal traffic offenses include hit-and-run, driving while under the influence, reckless driving or eluding the police. In a broader sense, a criminal traffic offense is one that could result in jail time.

If you have any questions regarding a specific legal matter or legal strategy you should contact an attorney for legal advice.  If you would like to get started on a family law or bankruptcy case call us today, 602-896-9020, email us at, or visit our website at

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Author: arizonadivorcebankruptcy

We are the legal document and case management solution you are looking for. Discount Divorce and Bankruptcy is the only service in the industry that prepares your legal documents for you AND manages your case from beginning to end. We have successfully handled an estimated 12,000 family law cases (divorce, legal separation, annulment, child support, parental visitation, custody modifications, and much much more) and some 5,000 chapter 7 bankruptcy matters for Arizona families.

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